Wife was an LIC employee. She went to a portrait painter to get her painting done. She asked him to add an eleven lakh rupees necklace to her neck on the portrait, although she was not wearing any.
The painter asked why she wanted it in her picture.
She replied : If I die, no doubt my husband will marry again. The new wife will see this picture and will search endlessly for this non-existing necklace. They both will fight and that's when my soul will find real peace.
This is called - jeevan anand policy,jee
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